The Perils of Parental Lending
It has become increasingly difficult for first home buyers to enter the property market in New Zealand. The amount of deposit required in most regions has increased significantly, with house prices growing at a fast rate in comparison to peoples’ incomes. Banks have put tighter controls on low deposit lending and a flow on effect is large numbers of first home buyers purchasing properties with the help of their parents. This is usually by them either acting as a guarantor on the mortgage or advancing funds as a gift or a loan to help with the deposit.
National Environmental Standards for Plantation Forestry
The National Environmental Standards for Plantation Forestry (NES-PF) set out national regulations to manage the environmental effects of forestry.
The National Environmental Standards (NES) are regulations made under the Resource Management Act 1991 (RMA) which:
- Set out the technical standards, methods or requirements in relation to matters under the RMA; and
- Provides nationwide consistent rules by setting planning requirements for certain specified activities.
The effect of NES is that it prevails/trumps both district and regional plan rule except in situations where the NES-PF specifically allows more stringent plan rules.
The Dough-Throwing Baker
We frequently remind employers carrying out disciplinary investigations about “process, process, process”. Even where an employer believes they have good reasons to dismiss an employee, a fair and proper process must be followed.
The Employment Relations Authority (“the ERA”) often find an employer’s reason for a dismissal was justified, but the process was flawed, resulting in a unjustifiable dismissal.
Recently, however, an Auckland Bakery were found to have followed a proper process but failed to prove they had good reason to dismiss an employee.
Purchasing - finance and insurance
The first question we usually ask when assisting someone buying a property, whether residential or commercial, is - do you have the money available to purchase, and if you don’t are you able to borrow to finance the purchase?
Fatigue in the Workplace
A recent sentencing in the District Court comes after the death of a tractor driver in the North Island back in October 2016. At the time the worker died, he had just clocked a nearly 17 hour day harvesting on farm. At 2.45am on his way home he crashed the tractor and did not survive. In the fortnight leading up to the accident the worker had done nearly 200 hours.
